Name:  Ruth Groom
What you allow: I allow small businesses to sell the flattened JPG only.  Other restrictions apply depending on the type of business and I approve these on case by case basis, which is why I must be contacted prior to any commercial use.
Fee Involved: A fee is only involved if you exceed the amount of printing per kit.
Main site you sell at: Scrapbook Elements
Need to be contacted first:  Yes, and a commercial license must also be signed and returned.